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FILE - In this May 2, 2012 file photo, Patricia Krentcil, 44, waits to be arraigned at the Essex County Superior Court in Newark, N.J., where she appeared on charges of endangering her 5-year-old child by taking her into a tanning salon. A grand jury in New Jersey has decided to let Krentcil a woman who gained overnight notoriety as "the tanning mom" bronze away in peace. Prosecutors in Newark said Tuesday, Feb. 26, 2013 a grand jury refused to indict Patricia Krentcil on a charge she took her young daughter into a tanning booth with her. (AP Photo/Julio Cortez, File)
FILE - In this May 2, 2012 file photo, Patricia Krentcil, 44, waits to be arraigned at the Essex County Superior Court in Newark, N.J., where she appeared on charges of endangering her 5-year-old child by taking her into a tanning salon. A grand jury in New Jersey has decided to let Krentcil a woman who gained overnight notoriety as "the tanning mom" bronze away in peace. Prosecutors in Newark said Tuesday, Feb. 26, 2013 a grand jury refused to indict Patricia Krentcil on a charge she took her young daughter into a tanning booth with her. (AP Photo/Julio Cortez, File)
NUTLEY, N.J. (AP) ? A New Jersey woman widely known as "the tanning mom" is celebrating a grand jury's refusal to indict her on a charge she unlawfully let her 5-year-old daughter into a tanning booth.
Patricia Krentcil addressed reporters outside her Nutley home Tuesday night by yelling: "cha-ching!" Prosecutors announced earlier in the day she no longer faced a child endangerment charge.
She says her life has been "a living hell" and she plans to move to London for a year to decompress while her husband and kids stay in New Jersey.
Krentcil became a tabloid sensation because of her own deep tan and professed love of tanning. She says "tanning is not a crime" and she'll keep at it.
Asked what she learned from the whole episode, she replied, "People suck."
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Tess Pennington
Ready Nutrition
February 26th, 2013
Reader Views: 2,851
Do you ever wonder if a major emergency situation occurred what would disappear first???Due to the overwhelming nature of prepping for a?emergency?situation, many do not know where to even begin, let?alone think of emergency situations they would need to?prepare for.
Having a?ready supply of food,?water?and batteries are?a good start, but not enough.? There are many more items to have on hand besides beans, band aids and bullets.
When planning for an emergency, especially a sudden and long-term emergency, think about the worst situation imaginable.? For those that need some help -?think of mass chaos of people running into grocery stores?to get as much food and supplies as possible, gas lines that run out into the street, highways at a virtual stand still, banks not giving out money, looting, fires,?the health of the elderly deteriorating due to not being able to get needed medicines, babies crying because that have no formula to drink.
It?s not a pretty picture when you allow yourself to imagine it.? Having supplies on hand can put a person way ahead of the game.? While?many who are unprepared for?such a grim reality?will be?battling the lines at the grocery stores, those that have prepared accordingly could be packing?their items up and?headed for hills?before?many have even?attempted to.
This author came across some advice from someone who has experienced a long term emergency first hand.? This advice could help a person prepare not only for their well being, but also mentally prepare them for getting through the nightmare of a long term emergency.
Advice From a Sarajevo War Survivor:
Experiencing horrible things that can happen in a war ? death of parents and friends, hunger and malnutrition, endless freezing cold, fear, sniper attacks.
1. Stockpiling helps. But you never no how long trouble will last, so locate near renewable food sources.
2. Living near a well with a manual pump is like being in Eden.
3. After awhile, even gold can lose its luster.? But there is no luxury in war quite like toilet paper.? Its surplus value is greater than gold?s.
4. If you had to go without one utility, lose electricity ? it?s the easiest to do without (unless you?re in a very nice climate with no need for heat.)
5. Canned foods are awesome, especially if their contents are tasty without heating.? One of the best things to stockpile is canned gravy ? it makes a lot of the dry unappetizing things you find to eat in war somewhat edible.? Only needs enough heat to ?warm?, not to cook. It?s cheap too, especially if you buy it in bulk.
6. Bring some books ? escapist ones like romance or mysteries become more valuable as the war continues.? Sure, it?s great to have a lot of survival guides, but you?ll figure most of that out on your own anyway ? trust me, you?ll have a lot of time on your hands.
7. The feeling that you?re human can fade pretty fast. ?I can?t tell you how many people I knew who would have traded a much needed meal for just a little bit of toothpaste, rouge, soap or cologne.? Not much point in fighting if you have to lose your humanity.? These things are morale-builders like nothing else.
8. Slow burning candles and matches, matches, matches
Emergency Items That Disappear First
1. Generators (Good ones cost dearly. Gas storage, risky. Noisy?target of thieves; maintenance etc.)
2. Water Filters/Purifiers
3. Portable Toilets
4. Seasoned Firewood. Wood takes about 6 ? 12 months to become dried, for home uses.
5. Lamp Oil, Wicks, Lamps (First Choice: Buy CLEAR oil. If scarce, stockpile ANY!)
6. Coleman Fuel. Impossible to stockpile too much.
7. Guns, Ammunition, Pepper Spray, Knives, Clubs, Bats & Slingshots.
8. Hand-can openers, & hand egg beaters, whisks.
9. Honey/Syrups/white, brown sugar
10. Rice ? Beans ? Wheat
11. Vegetable Oil (for cooking) Without it food burns/must be boiled etc.,)
12. Charcoal, Lighter Fluid (Will become scarce suddenly)
13. Water Containers (Urgent Item to obtain.) Any size. Small: HARD CLEAR PLASTIC ONLY ? note ? food grade if for drinking.
16. Propane Cylinders (Urgent: Definite shortages will occur.
17. Survival Guide Book.
18. Mantles: Aladdin, Coleman, etc. (Without this item, longer-term lighting is difficult.)
19. Baby Supplies: Diapers/formula. ointments/aspirin, etc.
20. Washboards, Mop Bucket w/wringer (for Laundry)
21. Cook stoves (Propane, Coleman & Kerosene)
22. Vitamins
23. Propane Cylinder Handle-Holder (Urgent: Small canister use is dangerous without this item)
24. Feminine Hygiene/Haircare/Skin products.
25. Thermal underwear (Tops & Bottoms)
26. Bow saws, axes and hatchets, Wedges (also, honing oil)
27. Aluminum Foil Reg. & Heavy Duty (Great Cooking and Barter Item)
28. Gasoline Containers (Plastic & Metal)
29. Garbage Bags (Impossible To Have Too Many).
30. Toilet Paper, Kleenex, Paper Towels
31. Milk ? Powdered & Condensed (Shake Liquid every 3 to 4 months)
32. Garden Seeds (Non-Hybrid) (A MUST)
33. Clothes pins/line/hangers (A MUST)
34. Coleman?s Pump Repair Kit
35. Tuna Fish (in oil)
36. Fire Extinguishers (or..large box of Baking Soda in every room)
37. First aid kits
38. Batteries (all sizes?buy furthest-out for Expiration Dates)
39. Garlic, spices & vinegar, baking supplies
40. Big Dogs (and plenty of dog food)
41. Flour, yeast & salt
42. Matches. {?Strike Anywhere? preferred.) Boxed, wooden matches will go first
43. Writing paper/pads/pencils, solar calculators
44. Insulated ice chests (good for keeping items from freezing in Wintertime.)
45. Work boots, belts, Levis & durable shirts
46. Flashlights/LIGHTSTICKS & torches, ?No. 76 Dietz? Lanterns
47. Journals, Diaries & Scrapbooks (jot down ideas, feelings, experience; Historic Times)
48. Garbage cans Plastic (great for storage, water, transporting ? if with wheels)
49. Men?s Hygiene: Shampoo, Toothbrush/paste, Mouthwash/floss, nail clippers, etc
50. Cast iron cookware (sturdy, efficient)
51. Fishing supplies/tools
52. Mosquito coils/repellent, sprays/creams
53. Duct Tape
54. Tarps/stakes/twine/nails/rope/spikes
55. Candles
56. Laundry Detergent (liquid)
57. Backpacks, Duffel Bags
58. Garden tools & supplies
59. Scissors, fabrics & sewing supplies
60. Canned Fruits, Veggies, Soups, stews, etc.
61. Bleach (plain, NOT scented: 4 to 6% sodium hypochlorite)
62. Canning supplies, (Jars/lids/wax)
63. Knives & Sharpening tools: files, stones, steel
64. Bicycles?Tires/tubes/pumps/chains, etc
65. Sleeping Bags & blankets/pillows/mats
66. Carbon Monoxide Alarm (battery powered)
67. Board Games, Cards, Dice
68. d-con Rat poison, MOUSE PRUFE II, Roach Killer
69. Mousetraps, Ant traps & cockroach magnets
70. Paper plates/cups/utensils (stock up, folks)
71. Baby wipes, oils, waterless & Antibacterial soap (saves a lot of water)
72. Rain gear, rubberized boots, etc.
73. Shaving supplies (razors & creams, talc, after shave)
74. Hand pumps & siphons (for water and for fuels)
75. Soy Sauce, vinegar, bullions/gravy/soup base
76. Reading glasses
77. Chocolate/Cocoa/Tang/Punch (water enhancers)
78. ?Survival-in-a-Can?
79. Woolen clothing, scarves/ear-muffs/mittens
80. Boy Scout Handbook, / also Leaders Catalog
81. Roll-on Window Insulation Kit (MANCO)
82. Graham crackers, saltines, pretzels, Trail mix/Jerky
83. Popcorn, Peanut Butter, Nuts
84. Socks, Underwear, T-shirts, etc. (extras)
85. Lumber (all types)
86. Wagons & carts (for transport to and from)
87. Cots & Inflatable mattress?s
88. Gloves: Work/warming/gardening, etc.
89. Lantern Hangers
90. Screen Patches, glue, nails, screws, nuts & bolts
91. Teas
92. Coffee
93. Cigarettes
94. Wine/Liquors (for bribes, medicinal, etc,)
95. Paraffin wax
96. Glue, nails, nuts, bolts, screws, etc.
97. Chewing gum/candies
98. Atomizers (for cooling/bathing)
99. Hats & cotton neckerchiefs
100. Goats/chickens
Source
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Contributed by Tess Pennington of Ready Nutrition.
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Source: http://www.thedailysheeple.com/emergency-items-what-will-disappear-first-2_022013
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LOS ANGELES (Reuters) - Carrie Fisher, who played Princess Leia in the original "Star Wars" trilogy, was briefly hospitalized due to her bipolar disorder, the actress' spokeswoman said on Tuesday after video emerged of Fisher giving an unusual stage performance. The video came from a show Fisher gave aboard a cruise ship in the Caribbean last week, according to celebrity website TMZ, which posted the clip. The clip shows Fisher, 56, singing "Skylark" and "Bridge Over Troubled Waters," at times appearing to struggle to remember the lyrics. ...
Source: http://news.yahoo.com/police-injuries-bus-crash-north-boston-022949376.html
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We already knew ASUS was prepping a product called the FonePad, a 7-inch tablet with built-in phone functionality (yes, just like the new Samsung Galaxy Note 8.0). Well, ASUS just formally unveiled it here at Mobile World Congress, which means we've got a few more details to share than we did previously. First off, the speculation about its specs was all true: this does indeed have an Intel processor -- a 1.2GHz Atom Z2420, to be exact -- along with 1GB of RAM, a PowerVR SGX540 GPU, Android 4.1 Jelly Bean and an HSPA+ radio. What's more, the 4,270mAH battery is said to get up to nine hours of runtime, which would put this in the same league as other Atom tablets we've tested recently.
In terms of hardware features, the FonePad has a smooth metal back (available in gray and gold), making it drastically different in appearance from the similarly sized Nexus 7. 'Round back you'll find a panel where all the usual antennae are, and hidden underneath are both the micro-SIM slot and the microSD reader. That microSD slot, by the way, supports 32GB cards, which should come in handy considering this has just 16GB of built-in storage. Additionally, the tablet has a 3-megapixel rear shooter and a 1.2-megapixel front camera, attached to a 7-inch, 1,280 x 800 IPS display.
The FonePad will be available in Europe for £179 / €219. Here at MWC, ASUS also confirmed a US dollar price of $249, though we had heard rumblings it wouldn't actually be sold there. In any case, the on-sale date will be confirmed at some later time. We're hoping to test one ourselves soon enough, but until then, stay tuned for the usual round of hands-on shots.
Update: Our hands-on photos and video are in! Enjoy!
Source: http://www.engadget.com/2013/02/25/asus-fonepad-announced/
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Microsoft has (after a few months) offered access to Internet Explorer 10 for users that haven't made the switch to Windows 8 just yet. The auto-upgrade process will roll out over the next few weeks and includes better JavaScript performance and, apparently, better battery life for mobile users. Spotted by Neowin user Mephistopheles, you can sample those fresh IE10 delights at the source link below.
Filed under: Software, Microsoft
Via: Neowin forums
Source: Internet Explorer 10, Exploring IE
Source: http://www.engadget.com/2013/02/26/windows-7-finally-gets-internet-explorer-10/
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By Becky Bratu, Staff Writer, NBC News
Two people are injured and a suspect is in custody following a shooting in the parking lot of a Mormon temple in Columbus, Ohio, Tuesday afternoon, NBC affiliate WCMH reported.
The shooting took place in the parking lot of the Columbus Ohio Temple of The Church of Jesus Christ of Latter-day Saints at about 4:45 p.m.
Columbus police told WCMH they have a male suspect in custody.
He and one of the victims were transported to Riverside Methodist Hospital in critical but stable condition, according to WCMH.
A second victim was taken to Mount Carmel Hospital West also in critical but stable condition.
Source: http://usnews.nbcnews.com/_news/2013/02/26/17105967-three-injured-in-shooting-at-ohio-temple?lite
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N'DJAMENA/GAO (Reuters) - Ten Chadian soldiers were killed in combat in northern Mali's mountainous border with Algeria where Islamist rebels regrouped after losing urban areas to a French-led offensive, Chad's army said on Sunday.
The latest Chadian fatalities came in an area of the Adrar des Ifoghas mountains where 13 Chadian soldiers were killed in clashes on Friday that centered around what one senior commander said was a rebel base of "significant importance". At least 93 rebels have been killed in fighting in the area so far, Chad's army said.
The casualties, the heaviest by African troops since a campaign against al Qaeda-linked Islamist rebels began six weeks ago, highlight risks that the French-led coalition becomes entangled by guerrilla war as it helps Mali's weak army.
"In the course of the clean-up operations, the bodies of 28 other terrorists were found in the combat zone ... Ten more of our soldiers fell," said a statement from the army general staff read on state radio.
"The final toll from the clashes ... and clean-up that followed is as follows: 93 terrorists ... on the side of the enemy. We deplore the deaths of 23 soldiers and 30 wounded," the statement said.
France intervened in its former West African colony last month to stop a southward offensive by Islamist fighters who seized control of the north last April.
After quickly driving the rebels out of major urban areas, France and its African allies have focused on the remote northeast mountains and desert - an area the size of France - that includes networks of caves, passes and porous borders.
They believe some of eight French hostages held by al Qaeda-linked groups are being kept in the area.
Rebels have continued to stage bombings and raids mainly targeting Mali's poorly trained and equipped army in northern cities - including their former strongholds of Gao and Kidal.
In Gao, which has seen a series of attacks over two weeks, French and Malian forces showed journalists arms and ammunition seized since the start of operations to retake the north.
Laid in blazing sun at Gao's airport, now a base for the French, were hundreds of weapons and thousands of rounds of ammunition, from old Russian rockets to shiny Chinese bullets.
"This is a campaign to finish off the jihadists once and for all"," the head of Malian forces Colonel Didier Dacko said. "It's when the shooting ends, when the population is no longer reporting movements by the jihadists, those will be the signs that the situation has improved"
Troops from neighboring African nations, including 2,000 Chadians, have deployed to Mali and are meant to take over leadership of the operation when France begins to withdraw forces next month.
(Additional reporting by Emmanuel Braun in Gao; Writing by Joe Bavier; Editing by Jason Webb)
Source: http://news.yahoo.com/ten-chadian-soldiers-killed-northern-mali-155956511.html
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Feb. 24, 2013 ? Identifying the mysterious mechanism underlying high-temperature superconductivity (HTS) remains one of the most important and tantalizing puzzles in physics. This remarkable phenomenon allows electric current to pass with perfect efficiency through materials chilled to subzero temperatures, and it may play an essential role in revolutionizing the entire electricity chain, from generation to transmission and grid-scale storage. Pinning down one of the possible explanations for HTS -- fleeting fluctuations called charge-density waves (CDWs) -- could help solve the mystery and pave the way for rapid technological advances.
Now, researchers at the Massachusetts Institute of Technology and the U.S. Department of Energy's Brookhaven National Laboratory have combined two state-of-the-art experimental techniques to study those electron waves with unprecedented precision in two-dimensional, custom-grown materials. The surprising results, published online February 24, 2013, in the journal Nature Materials, reveal that CDWs cannot be the root cause of the unparalleled power conveyance in HTS materials. In fact, CDW formation is an independent and likely competing instability.
"It has been difficult to determine whether or not dynamic or fluctuating CDWs even exist in HTS materials, much less identify their role," said Brookhaven Lab physicist and study coauthor Ivan Bozovic. "Do they compete with the HTS state, or are they perhaps the very essence of the phenomenon? That question has now been answered by targeted experimentation."
Custom-grown Superconductors
Electricity travels imperfectly through traditional metallic conductors, losing energy as heat due to a kind of atomic-scale friction. Impurities in these materials also cause electrons to scatter and stumble, but superconductors can overcome this hurdle -- assuming the synthesis process is precise.
For this experiment, Bozovic used a custom-built molecular beam epitaxy system at Brookhaven Lab to grow thin films of LaSrCuO, an HTS cuprate (copper-oxide) compound. The metallic cuprates, assembled one atomic layer at a time, are separated by insulating planes of lanthanum and strontium oxides, resulting in what's called a quasi-two-dimensional conductor. When cooled down to a low enough temperature -- less than 100 degrees Kelvin -- strange electron waves began to ripple through that 2D matrix. At even lower temperatures, these films became superconducting.
Electron Sea
"In quasi-two-dimensional metals, low temperatures frequently bring about interesting collective states called charge-density waves," Bozovic said. "They resemble waves rolling across the surface of a lake under a breeze, except that instead of water, here we actually have a sea of mobile electrons."
Once a CDW forms, the electron density loses uniformity as the ripples rise and fall. These waves can be described by familiar parameters: amplitude (height of the waves), wavelength (distance between waves), and phase (the wave's position on the material). Detecting CDWs typically requires high-intensity x-rays, such as those provided by synchrotron light sources like Brookhaven's NSLS and, soon, NSLS-II. And even then, the technique only works if the waves are essentially frozen upon formation. However, if CDWs actually fluctuate rapidly, they may escape detection by x-ray diffraction, which typically requires a long exposure time that blurs fast motion.
Measuring Rolling Waves
To catch CDWs in action, a research group at MIT led by physicist Nuh Gedik used an advanced ultrafast spectroscopy technique. Intense laser pulses called "pumps" cause excitations in the superconducting films, which are then probed by measuring the film reflectance with a second light pulse -- this is called a pump-probe process. The second pulse is delayed by precise time intervals, and the series of measurements allow the lifetime of the excitation to be determined.
In a more sophisticated variant of the technique, largely pioneered by Gedik, the standard single pump beam is replaced by two beams hitting the surface from different sides simultaneously. This generates a standing wave of controlled wavelength in the film, but it disappears rapidly as the electrons relax back into their original state.
This technique was applied to the atomically perfect LaSrCuO films synthesized at Brookhaven Lab. In films with a critical temperature of 26 degrees Kelvin (the threshold beyond which the superconductivity breaks down), the researchers discovered two new short-lived excitations -- both caused by fluctuating CDWs.
Gedik's technique even allowed the researchers to record the lifetime of CDW fluctuations -- just 2 picoseconds (a millionth of a millionth of a second) under the coldest conditions and becoming briefer as the temperatures rose. These waves then vanished entirely at about 100 Kelvin, actually surviving at much higher temperatures than superconductivity.
Ruling out a Suspect
The researchers then hunted for those same signatures in cuprate films with slightly different chemical compositions and a greater density of mobile electrons. The results were both unexpected and significant for the future of HTS research.
"Interestingly, the superconducting sample with the highest critical temperature, about 39 Kelvin, showed no CDW signatures at all," Gedik said.
The consistent emergence of CDWs would have bolstered the conjecture that they play an essential role in high-temperature superconductivity. Instead, the new technique's successful detection of such electron waves in one sample but not in another (with even higher critical temperature) indicates that another mechanism must be driving the emergence of HTS.
"Results like this bring us closer to understanding the mystery of HTS, considered by many to be one of the greatest problems in physics today," Bozovic said. "The source of this extraordinary phenomenon is slowly but surely running out of places to hide."
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Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/~3/R3e5kmat5ag/130224142911.htm
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WASHINGTON -- Many Republican governors who worked to thwart much of President Barack Obama's first-term agenda are shifting gears and softening their rhetoric now that his run was extended for four more years and they're facing their own re-election.
These state leaders are offering greater cooperation on health care and skipping the tough talk on immigration, taking a cue from voters who in last November's election expressed their opposition to partisan gridlock in Washington.
For many governors, the new approach reflects not just the specific needs of their states but also the realities of the political calendar: Nearly two dozen GOP governors elected in 2009 and 2010 could face the voters again.
"People may agree or disagree with my position on this social issue or that social issue, but as long as I'm not rubbing it in their face all the time and instead talking about jobs and balancing the budget in a way that's relevant to their lives, that's where the real focal point is," said Wisconsin Gov. Scott Walker in an interview during the weekend's National Governors Association meeting.
Walker, who survived a high-profile union-led recall challenge last year, said his marching orders are clear: "We've got to be relevant."
The shift is most pronounced on health care, where seven states led by Republican governors are pushing to expand their Medicaid program under Obama's health care law. Such a move once was considered anathema in the party.
Under the terms of the deal, Washington pays the full cost of the expansion for the first three years, gradually phasing down to 90 percent. The changes would cover millions of low-income people, mostly uninsured adults.
Last week, Florida Gov. Rick Scott, a former health care executive who rallied opposition to the law, became the latest Republican to make the move. He said the Supreme Court's decision in the health care case and Obama's re-election had made the president's "health care mandates the law of the land."
Scott's Medicaid decision followed similar pivots by Govs. John Kasich of Ohio and Rick Snyder of Michigan. Each leads a state that Obama won last year and each has struggled with approval ratings below 50 percent.
With Obama and Republicans in Congress at loggerheads over $85 billion in mandatory spending cuts set to take place Friday, governors from both parties are encouraging a deal that would delay cuts that could hurt their local economies.
GOP Gov. Bobby Jindal of Louisiana has opposed the Medicaid expansion and the health overhaul. On Sunday, he suggested on NBC's "Meet the Press" that Congress could delay that expansion and the establishment of health care exchanges under the law and save billions without "even cutting a program that's started yet ? just delay it."
On CBS's "Face the Nation," Republican Gov. Bob McDonnell of Virginia joined with Democratic Gov. Martin O'Malley of Maryland to call for Congress to prevent impending defense cuts that would hit their states hard.
Another case study can be found in Arizona, where Gov. Jan Brewer was labeled a conservative firebrand in 2010 for supporting her state's crackdown on illegal immigration. Now, halfway through her first term, she's softened her tone on immigration as Obama and Congress pursue a comprehensive overhaul.
In an interview, Brewer said it was easy to hold fast to ideological convictions as a candidate, but when "you have to govern for the whole state you have to be very pragmatic with your decision-making. You govern. And you have to make the trains run and the lights work and make tough decisions. You can't please everybody all the time, but you have to be much more pragmatic."
Pragmatism hasn't always been found in abundance.
During Obama's first term, Republicans fought the health overhaul in court and outside. Others refused federal money to develop high-speed rail lines or pressed to undermine the power of unions. During his campaign for governor in 2010, Scott frequently called Obama's health care plan a "job-killer" that would hurt Florida.
Walker drew the ire of Democrats when he successfully pushed for restrictions to collective bargaining rights for public sector workers. That led unions and Democrats to push for his recall. Walker survived the recall election, but emerged with a change in tone and a focus on issues such as improving roads and bridges, education and workforce development.
"The big thing I keep pushing is relevance," he said. "Where we connect with voters, and where we connect now that we're in office, is by continuing to talk about and deal with things that are relevant in peoples' lives."
Many Republicans say the approach simply reflects the need to tackle problems that are most relevant to their states.
Oklahoma Gov. Mary Fallin noted that most of the 30 GOP governors have decided against expanding Medicaid and rejected calls by the Obama administration to create their own state exchanges under the health law.
"It's not moderation and nothing has changed," said Nick Ayers, the former executive director of the Republican Governors Association. "There's still uniformity in opposition to (Obama's) domestic policy agenda, particularly on health care. What's changed is now they're actually stuck with dealing with making the best decision based on a bad set of options."
Democrats contend it will be more difficult for Republicans to adhere to conservative GOP orthodoxy prevalent in Congress and win re-election next year.
Vermont Gov. Peter Shumlin, who leads the Democratic Governors Association, said Scott's decision "was less about an ideological transformation on Rick Scott's part than it was a 30 percent approval rating that will certainly get your attention as a governor."
___
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Source: http://www.huffingtonpost.com/2013/02/24/gop-governors_n_2754973.html
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Are you fed up with your current bank? Do you need an auto loan or?new bank account, but you don?t know where to go? Unless you live in a one-horse town, there is probably a bank on every corner, and if you are not too picky you might choose any random bank and complete an application.
However, not all financial institutions are created equal, and a bank is not your only option. Regardless of whether you are applying for a mortgage, a credit card or opening a savings account, consider the benefits of?choosing a credit union.
There are misconceptions about credit unions, and if you?ve never had an account with one of these financial institutions, you may feel that you?re ineligible for membership. According to Jenn Cloud, the Young and Free Spokesperson for Vantage Credit Union, many believe that credit unions are an ?exclusive club that requires you to be a part of a union or work in a certain field.?
Yes,?local credit unions?have eligibility requirements, but qualifying for membership may be easier than you think. While a credit union membership may be open to people who work at a specific company or within a specific field, the financial institution may also extend an invitation to anyone who works, attends school or lives in the same area as the credit union. Additionally, membership may be open to you if a relative of yours is an existing member.
But, why choose a?credit union vs. a bank? These financial institutions achieve the same purpose. You can apply for loans, open accounts and obtain a credit card with both. However, there are clear benefits of credit unions.
Unlike a bank ? which is controlled by shareholders ? a credit union is owned by its members. With this said, all members have a say in how the credit union operates. As a not-for-profit organization, local credit unions exist to serve their members. The money a credit union earns from the interest they receive on loans and credit cards are not paid to outside shareholders. Thus, credit unions can afford to offer lower interest rates on mortgages, auto loans, personal loans and credit cards, as well as offer innovative services.The question remains: How do you go about choosing a credit union?
Although credit unions share a common goal, they vary across the board. Perhaps you are eligible for membership at two or three credit unions and you can?t decide where to apply. In looking for the best credit unions, ask yourself these five questions.
It?s easy to check a local?credit union?s membership?requirements, as most credit unions include this information on their website. Or you can stop by a local credit union branch or call their customer service number to see if you are eligible for membership. A representative will ask you a series of questions to determine if you are eligible, such as:
The requirements are specific, but not overly strict.?Eligibility requirements can vary. If you are unable to join a particular credit union, simply apply with another.
Some credit unions are small and only have one branch. This is not a huge problem if you work or live near the branch. But if there is some distance between you and the branch, you might have to drive far to deposit your checks and withdraw cash. Some small credit unions are part of a network of ATMs, and you don?t need to visit the actual location to conduct simple transactions. Find out the locations of all?network ATMs?in your area. Decide whether these locations are convenient, and check whether there is a fee to access these machines.
If you are applying for a mortgage or auto loan and you are thinking about using a credit union, contact multiple credit unions to compare rates. When compared to banks, credit unions typically have better rates.
Still, it pays to compare rates among different credit unions to ensure that you receive the lowest rate possible.Request a no-obligation quote, and based on your credit score, a representative can determine your interest rate.?Comparison shopping also works to your advantage if you?re opening a savings account or a certificate of deposit. Some?credit unions will even offer?interest rate matching?services on deposit or loan services ? so don?t be afraid to ask about this!
The best credit unions will offer a few incentives. This might include free overdraft protection, free checking, free financial workshops and discounts on entertainment. Some credit unions even allow payment holidays. For example,?Chartway Federal Credit Union?allows its members to skip their auto loan payment during the month of December. In addition, members can request a skip-payment option up to three times throughout their auto loan term.
Big banks have plenty of resources, thus they?re able to offer their customers numerous online features. Because credit unions are smaller,?online banking?services are sometimes limited. Even so, many credit unions now offer online solutions to meet the needs of their customers.
When choosing a credit union, inquire about the availability of online services. Can you check your account online, pay your bill online and apply for additional services online? Likewise, consider whether the credit union has an app that lets you monitor your account from your mobile device.
Source: http://www.gobankingrates.com/banking/credit-union/choosing-best-credit-unions-questions/
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Source: www.ibtimes.com --- Friday, February 22, 2013
Investors face another Washington-imposed deadline on government spending cuts next week, but it's not generating the same level of fear as two months ago when the "fiscal cliff" loomed large. ...
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By AppleInsider Staff
In an update to Facebook's flagship iOS app rolled out on Friday, the social networking monolith ported over free VoIP calling first seen in the Facebook Messenger app, though initial availability limited to the U.S. and Canada.With Friday's update, users who prefer to stick with the flagship Facebook app can now access VoIP calling to friends who have also downloaded the newest software version.
Placing calls is identical to the Messenger implementation. iPhone users swipe right on the main Facebook app page to reveal a list of friends with which they would like to speak. Navigating to the "i" button found at the top of every chat window now shows a "Free Call" button that will be shown in color if the friend's device supports the feature, or grey if it does not. It should be noted that VoIP calling uses data when on a cellular network.
Along with the VoIP calling, a few minor changes were made to Facebook's app:
- New button design makes it easy to like, comment and share posts in News Feed
- Improved buttons to like, comment and share posts
- Share button to re-post stories from your News Feed now available in all languages
- Call friends for free right from Facebook (US and Canada)
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HYDERABAD, India (AP) ? A day after two bicycle bombs killed 14 people and wounded more than 100, investigators into India's worst bombing in more than a year searched Friday for possible links to anger over the execution of a Muslim militant.
The bombs exploded minutes apart late Thursday in a crowded shopping area in the southern city of Hyderabad ? one of them near a cinema and one near a bus station. The blasts shattered storefronts, scattered food and plates from roadside restaurants and left tangles of dead bodies. Passersby rushed the wounded to hospitals.
"This is a dastardly attack; the guilty will not go unpunished," Prime Minister Manmohan Singh said. He appealed to the public to remain calm.
India has been in a state of alert since Mohammed Afzal Guru, a Kashmiri, was hanged in a New Delhi jail nearly two weeks ago after being convicted of involvement in a 2001 attack on India's Parliament. The assault killed 14 people, including five of the gunmen.
Many in Indian-ruled Kashmir believe Guru did not receive a fair trial, and the secrecy with which the execution was carried out fueled anger in a region where anti-India sentiment runs deep.
Home Minister Sushilkumar Shinde said there was a general alert about the possibility of an attack somewhere in India for the past three days. "But there was no specific intelligence about a particular place," he said.
The bombs were attached to two bicycles about 150 meters (500 feet) apart in Hyderabad's Dilsukh Nagar district, Shinde told reporters in New Delhi. He said 14 people died and 119 others were injured, six of them critically.
Top state police officer V. Dinesh Reddy said improvised explosive devices with nitrogen compound were used in the blasts.
Mahesh Kumar, a 21-year-old student, was heading home from a tutoring class when a bomb went off.
"I heard a huge sound and something hit me, I fell down, and somebody brought me to the hospital," said Kumar, who suffered shrapnel wounds.
Hyderabad, a city of 10 million in the state of Andhra Pradesh, is a hub of India's information technology industry and has a mixed population of Muslims and Hindus.
"This (attack) is to disturb the peaceful living of all communities in Andhra Pradesh," said Kiran Kumar Reddy, the state's chief minister.
The explosions were the first major bomb attack to hit India since a September 2011 blast outside the High Court in New Delhi killed 13 people. The government has been heavily criticized for its failure to arrest the masterminds behind previous bombings.
Officials from the National Investigation Agency and commandos of the National Security Guards arrived from New Delhi to help with the investigation in Hyderabad.
The United States, whose Secretary of State John Kerry was meeting Thursday in Washington with Indian Foreign Secretary Ranjan Mathai, condemned the attack.
"The United States stands with India in combating the scourge of terrorism and we also prepared to offer any and all assistance Indian authorities may need," State Department spokeswoman Victoria Nuland told a news briefing.
Rana Banerji, a former security official, said India remains vulnerable to such attacks because there is poor coordination between the national government and the states. Police reforms are also moving very slowly and the quality of intelligence gathering is poor, he said.
"The concept of homeland security should be made effective, on a war footing," he said.
Rajnath Singh, the president of main opposition Bharatiya Janata Party, demanded a thorough probe into the blasts. His party called for a general strike in the state on Friday.
___
Associated Press writers Ashok Sharma in New Delhi and Matthew Pennington in Washington contributed to this report.
Source: http://news.yahoo.com/twin-bombings-kill-14-wound-more-south-india-042640575.html
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